DIRS.INFO The most relevant business & tech news

☆ I had 2 kids in my early 30s, and my last at 38. It was much harder to keep up with her.
▼ + stars: | 2024-05-12 | by ( Lynnette Lyons | ) www.businessinsider.com time to read: +4 min

I went from a stay-at-home mom to a working momAs a stay-at-home mom when my older kids were little, I lived and breathed all things motherhood. She arrived home to her grandmother and two older sisters, who were already well into their stacks of homework. AdvertisementLynnette Lyons had her youngest daughter when she was 38, and her older daughters in her early 30s. But, spread so thin, I didn't realize my older kids' demands on my time had caused the baby of the family to feel like an afterthought. AdvertisementI recently asked if she remembered being excluded from the family game night; she said she did, but didn't hold a grudge.

Persons: I'd, I've, guiltily, Lynnette Lyons, Dale Berman, She's Organizations: Service, Business

The biggest monthly bills Americans pay each month are mortgage, rent, and auto loans. AdvertisementThe biggest monthly bills Americans pay each month are mortgage, rent, and auto loans, according to the report. The other most common bills include utilities, auto insurance, cable and internet, mobile phones, health insurance, life insurance, and home security. Of those monthly bills, utilities, mobile phones, and health insurance have jumped the most in the last five years. AdvertisementThe most common monthly bills are just part of the picture for manyThese bills are just one piece of the picture showing the current cost of living.

Persons: Lynnette, Cox Organizations: Census Bureau, Resilience, Business Locations: Doxo

☆ Once you hit this credit score, banks will 'fall all over themselves' to work with you, says money expert—it's not a perfect 850
▼ + stars: | 2024-02-24 | by ( Cheyenne Devon | ) www.cnbc.com time to read: +1 min

It may be hard to imagine digging yourself out of $100,000 in credit card debt and boosting your credit score by 400 points. Khalfani-Cox boosted her credit score from the low 400s to a perfect 850 after spending three years paying down her debt. Although her credit score sits at 806 as of the last report date on Jan. 20, she says she still receives the same benefits as when she had a perfect 850. That's because Khalfani-Cox's most recent score still places her in the "exceptional" credit score category. "Once you're in the perfect credit scoring range, banks are going to fall all over themselves to do business with you."

Persons: Lynnette, Cox Organizations: New York Times, Resilience, CNBC

She advises not to wait to learn about credit and debt, to save for retirement, or to sign up for a 401(k) if you can. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Cox shares three areas where procrastinating with your money goals can cost you down the road. "Take the time to educate yourself on how credit works (payments, late payments, credit scores , credit mix, utilization ) before you get a credit card ," Cox says. When you miss out on saving for a decade of your life (your 20s), you may need to win the lottery to make up that time in saving," Cox told Business Insider.

Persons: Lynnette, Cox, —, Robinhood Organizations: Service, Resilience, Business, Robinhood

☆ Chris Dawson: Australian teacher who killed wife sentenced for abusing 16-year-old student
▼ + stars: | 2023-09-15 | by ( Hilary Whiteman | ) edition.cnn.com time to read: +3 min

Brisbane, Australia CNN —An Australian teacher who killed his wife so he could start a new life with a teenage student has been sentenced to an extra year in prison for a crime committed when the girl was 16 years old. Their relationship continued despite intense speculation about the whereabouts of Dawson’s wife Lynette, who Dawson had claimed walked out on their family when their children were just two and four years old. Nathan PattersonNo trace of Lynette Dawson has ever been found despite multiple police investigations and searches, which included digging up the backyard of the couple’s former home on Sydney’s northern beaches in 2018. Dawson has continued to maintain his innocence, even after being found guilty in 2022 of murdering Lynette sometime around 1982. During the judge-only trial, multiple witnesses claimed to have seen Lynette Dawson in the years after, but Judge Ian Harrison dismissed those as false or mistaken.

Persons: Australia CNN —, Chris Dawson, Sarah Huggett, Dawson, Huggett, ” Dawson, ’, ” Huggett, Lynette, Nathan Patterson, Lynette Dawson, Ian Harrison, Harrison Organizations: Australia CNN, Police Locations: Brisbane, Australia, Australian, Long, Sydney, Bayview , NSW

Over time, I made four smart money moves that put me on the path to financial success. Paying down debt, contributing to a 401(k) as soon as possible, and building an emergency fund created financial security. Here are four smart money moves that I have made with my money:1. I grew my emergency fund for financial securityRight after paying off my student loans, I got to work on growing my emergency fund. These were the money moves that worked for me and set me on the path to financial security.

Persons: I've, Lynnette Khalfani, Cox Organizations: Service Locations: Wall, Silicon

Retirement saving for women can be difficult because of pay gaps and time out of the workforce. Lynnette Khalfani-Cox says women should start saving early; automate your savings to make it easy. Low annual fee for investment accounts; crypto trust investments available Check mark icon A check mark. "The way to combat this is to start saving as soon as you can." If you're using an employer-sponsored retirement account, your employer may have instructions on how to set up automatic transfers for yourself.

☆ As some retirees worry about surprises this tax season, these resources may help
▼ + stars: | 2023-02-01 | by ( Lorie Konish | ) www.cnbc.com time to read: +4 min

Seniors may also seek help from other tax professionals this year to meet the April 18 deadline to file their federal returns. Where to find free tax helpAARP's Tax-Aide program is the largest volunteer-based tax assistance program in the country, according to Lee-Villanueva. The program works in collaboration with the IRS Volunteer Income Tax Assistance, or VITA, and Tax Counseling for the Elderly, or TCE, programs, which provide free basic tax return preparations to individuals who qualify. The government temporarily made the child tax and earned income tax credits more generous during the Covid pandemic. Tom O'Saben director of tax content and government relations at the National Association of Tax Professionals

☆ Trump missed an entire day of his golf club's senior championship tournament but claimed victory anyway
▼ + stars: | 2023-01-25 | by ( Brent D. Griffiths | ) www.businessinsider.com time to read: +2 min

Trump claimed victory in a senior golf tournament, despite missing the first round of the competition. He was paying his respects to Diamond of "Diamond and Silk" on the first day of the tournament. Trump, whose company owns the course, was able to substitute in a previous score. "In addition to being an excellent golfer, President Trump is an even better human being," Chung said in a statement to the publication. Trump's golf prowess has also been called into question.

Diamond of the pro-Trump entertainers Diamond and Silk has died, the former president as well as the duo's verified Twitter account announced Monday night. Both women, sisters whose names are Lynette Hardaway and Rochelle Richardson, were born in 1971, with Diamond making her debut on Thanksgiving Day, according to their 2020 book, "Uprising." Then-President Donald Trump hugs conservative social media figures Lynnette Hardaway, known as Diamond, and Rochelle Richardson, known as Silk, in 2019. In late November, the Diamond and Silk Twitter account made a plea for prayers for Diamond. Diamond and Silk soon landed at fringe network Newsmax with "Diamond and Silk: Crystal Clear."

☆ LGBTQ students wrestle with tensions at Christian colleges
▼ + stars: | 2022-12-05 | by ( Associated Press | ) www.nbcnews.com time to read: +12 min

“It’s kind of a tightrope,” said John Scarano, campus ministry director at John Carroll University, a Jesuit school near Cleveland with “safe zone trainings” as part of its ministry to LGBTQ students. Last year, 33 LGBTQ students or former students at federally funded Christian schools filed a class-action lawsuit against the U.S. Department of Education, claiming the department’s religious exemption allows schools that receive federal dollars to unconstitutionally discriminate against LGBTQ students. In May, the Department of Education’s Office for Civil Rights launched a separate investigation for alleged violations of the rights of LGBTQ students at six Christian universities — including Liberty University. A high-stakes clash between students, faculty and the school’s board of trustees over hiring LGBTQ faculty is unfolding at Seattle Pacific University, a 131-year-old school affiliated with the Free Methodist Church. “I find that tragic.”To students like Fisher in Minnesota, concrete actions will show if LGBTQ people can truly be welcomed on Christian campuses.

So far this season, an estimated 6.2 million flu illnesses have been logged, according to the latest CDC data. Of the samples reported to the CDC this season, about 76% are the H3N2 strain of influenza A. With the early start to the flu season this year, many people were infected before they had a chance to get vaccinated, making it easier for the virus to spread. “It’s a pretty safe bet that flu activity is going to continue on for several more weeks or months,” said Brammer. “Then the floodgates opened.”Now, 30% to 40% of Rice’s patients in need of the most intensive care have the flu.

Most of the worst of respiratory illnesses remain concentrated in Southern states like Alabama, South Carolina, Tennessee and Virginia. There are signs that flu is ramping up in other areas such as Colorado, New Mexico and Texas, according to the CDC. Such widespread flu activity this early in the typical flu season hasn't been recorded in the U.S. in more than a decade. "We don't have any," a pharmacist in Charlotte, North Carolina, told NBC News, adding that the drug is on backorder, at least at her pharmacy. North Carolina's flu activity remains "very high" according to the latest CDC report.

☆ Flu season already hitting hard across half of the US
▼ + stars: | 2022-11-11 | by ( Deidre Mcphillips | ) edition.cnn.com time to read: +5 min

CNN —About half of the US – 22 states, along with Washington, DC, New York City and Puerto Rico – is reporting high or very high respiratory illness activity, as flu season sweeps through the country weeks earlier than usual. “Among the people who study flu, there’s a little saying: ‘If you’ve seen one flu season, well, you’ve seen one flu season,’ ” said Dr. William Schaffner, a professor in the Division of Infectious Diseases at Vanderbilt University Medical Center and medical director of the National Foundation for Infectious Diseases. Although the numbers are especially high for this time of year, experts say the trends are otherwise following an expected pattern, and the early arrival of flu season doesn’t necessarily mean it will last longer or be more severe. It’s not like we’re seeing a lot of hospitalizations without a lot of illness.”Flu activity has been highest in the South, CDC data shows. And millions fewer flu vaccines have been distributed this season than at this point in previous years.

The rise comes as other respiratory viruses, including respiratory syncytial virus, or RSV, are also spreading early and rapidly. Common winter viruses tend to peak in December and January — not October and November — though it's unclear how the early and intense spread of respiratory viruses will ultimately play out this season. It's the first time since the beginning of the Covid pandemic that run-of-the-mill respiratory viruses are again circulating widely. Other respiratory viruses, including rhinoviruses and enteroviruses, are also circulating widely, and could account for some of those illnesses. "We'll probably start seeing cases rise on the West Coast in the coming weeks," said Dr. Meredith McMorrow, a pediatrician and team lead for Enhanced Surveillance Platforms at the CDC.

Across the United States, cases of respiratory syncytial virus, or RSV, and influenza are increasing. Influenza activity continues to increase in the US – the number of flu illnesses, hospitalizations and deaths so far this season nearly doubled in the past week. RSV cases are also increasing nationally, although there are regional differences in the circulation of these viruses, Romero said. In the South and Mountain West, RSV cases appear to have peaked in October. There are signs that RSV cases are slowing in the southern region of the US, but test positivity rates and cases continue to rise in other regions, especially the Midwest.

There are early signs that this year's flu shot appears to work well at keeping people out of the hospital. A report on Chile's flu season, released Thursday by the CDC, found the vaccine was 49% protective against flu-related hospitalizations. That might seem low, but from 2015 to 2020, flu shot effectiveness in the U.S. ranged from 29% to 48%. It's unclear whether this year's flu shots in the U.S. will be as effective as was found during Chile's flu season. Only about half of the population gets an annual flu shot, typically.

An unseasonal early surge of respiratory viruses among babies and toddlers has caught doctors off guard and worried about the coming months. "There is no one virus that's causing pediatric respiratory viruses this fall," said Dr. Deanna Behrens, a pediatric critical care physician at Advocate Children's Hospital in suburban Chicago. CDCWhile RSV is inundating many children's hospitals, the number of pediatric flu cases is also increasing. But the fact that kids are testing positive for multiple respiratory viruses at once can blur the signs of any one virus. In addition to RSV, Combs expects the number of pediatric flu illnesses to double in the coming weeks.

☆ How I achieved a perfect credit score—here's the 'magic formula' I used
▼ + stars: | 2022-10-13 | by ( Nathaniel Lee | ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailHow I achieved a perfect credit score—here's the 'magic formula' I usedLynnette Khalfani-Cox, 54, achieved a perfect credit score for the first time in 2021. According to FICO, just 1.6% of Americans have a credit score of 850. Lynnette says the "magic formula" lies in understanding exactly how credit scores are calculated.

☆ I achieved a perfect 850 credit score, says finance coach: How I got there in 5 steps
▼ + stars: | 2022-10-13 | by ( Mike Winters | ) www.cnbc.com time to read: +5 min

Getting a perfect FICO credit score of 850 isn't easy, but after years of good credit behavior, personal finance coach Lynnette Khalfani-Cox achieved it in 2021. "My credit score jumped like 100 points after I finally paid off my credit card bills. Generally, the longer a loan or credit card has been active, the better it is for your credit score. This happened to Khalfani-Cox shortly after she achieved a perfect credit score. But it is a factor to be aware of when you think about how your credit score is calculated.

Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). These are the best personal finance books by women for 2021:If you're lounging around and looking for a good read that can help you get your personal finances in order, we have a list of goodies for you to consider. Below is a compilation of great personal finance books authored by inspiring women. Whatever your income level, this book can help you understand how to stay on track when it comes to your personal finances. It's an effort to prove that personal finance should be simple by fitting the things you need to know about managing money on a few index cards.

Search resuls for: "Lynnette"

21 mentions found